Brian has always had a passion for helping businesses manage risk. Since 1988, he has seen businesses that are passionate about what they do and don't think about how it could impact their financial stability. We all do this by taking a cost-of-risk approach and finding ways to manage risk without buying more insurance. As the largest Independent Agency in Texas, Higginbotham has the resources to manage risk, and when insurance is needed - we can access every insurance company for the best possible option.